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Old Settlers Beach Homes for Sale

Old Settlers Beach Homes for Sale

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Discover the allure of Old Settlers Beach in Surf City, North Carolina, where the tranquility of island life meets coastal charm. This desirable neighborhood offers a unique blend of relaxed living and convenient access to the pristine sands and captivating Atlantic Ocean. Embrace the opportunity to own a piece of paradise in a community renowned for its friendly atmosphere and stunning natural beauty. Explore the possibilities of creating your dream coastal retreat in Old Settlers Beach.

Life in Old Settlers Beach is defined by its proximity to Surf City's vibrant local scene. Residents enjoy easy access to a diverse array of restaurants serving fresh seafood, charming boutiques offering unique finds, and family-friendly entertainment options. Spend your days lounging on the beach, exploring the Intercoastal waterway, or indulging in the local flavors. This captivating location offers a perfect balance of peaceful residential living and exciting nearby amenities.

Investing in Old Settlers Beach real estate provides more than just a home; it offers a lifestyle. With its close-knit community and breathtaking surroundings, this area provides an exceptional quality of life. Imagine waking up to the sounds of the ocean and spending your evenings watching stunning sunsets. Explore the opportunities to become a part of the Old Settlers Beach community and experience the true meaning of coastal living.

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Old Settlers Beach Homes for Sale

$575,000
3 Beds ⋅ 2 Baths ⋅ 100601547 MLS
Don't miss this opportunity to own a piece of the coast at a price that makes sense! 1513 Easy Street is truly a local's choice, offering an unbeatable combination of location, parking, lot size, and affordability. Just minutes from a popular beach access featuring no stairs and convenient outdoor showers, making those quick trips to the beach easy for everyone. You're also just one block from a neighborhood park, perfect for the kids, while several nearby local watering holes provide the perfect place to unwind, grab a drink, and enjoy live music. One of the property's biggest advantages is the lack of first-floor living space, which can help make flood insurance more affordable while still providing plenty of useful space below. There's also loads of parking, making it easy to accommodate family, friends, boats, golf carts, and beach gear. And don't overlook the larger-than-average lot--a rare opportunity on the island. There's room to create additional outdoor living space, expand the home, add a deck, or simply enjoy more room to spread out. Great location. Great lot. Great potential. And a price that makes this one worth taking a serious look at. Whether you're looking for a coastal getaway, investment opportunity, or your own place near the beach, 1513 Easy Street deserves a spot on your must-see list! *square-footage for the uppermost room is not included in listed square-footage.

1513 Easy St, Surf City
$729,000
3 Beds ⋅ 3 Baths ⋅ 100601423 MLS
Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.

4074 4th St, Surf City
$899,000
5 Beds ⋅ 3 Baths ⋅ 100598677 MLS
Brand-New Hot Tub, Fully Remodeled Kitchen & Major Outdoor Upgrades! Turnkey coastal investment opportunity in Surf City! This stunning 5-bedroom, 3-bathroom beach home delivers 2,183 sq ft of modern living just 0.2 miles from the ocean. Built in 2022, the property sits on a spacious lot and comes fully furnished with phenomenal rental performance and strong ongoing bookings. Enjoy breathtaking canal, sound, and ocean views from the expansive double decks and porches totaling over 1,500 sq ft -- the perfect spot for morning coffee, evening sunsets, or entertaining guests. Recent renovations include a brand-new hot tub, privacy wall, outdoor shower, complete interior painting, and a gorgeous updated kitchen. Inside, the bright open-concept design creates an inviting atmosphere for both relaxation and gatherings. The gourmet kitchen boasts stainless steel appliances, granite counters, and plenty of storage, while the living and dining areas flow effortlessly together. All five bedrooms are generously sized with coastal charm and sleep up to 12 guests comfortably. Additional highlights include newer siding, windows, doors, and flooring throughout, plus a modern heat pump system. The heated and cooled ground-level entry offers bonus storage, while parking under the home and a long driveway provide plenty of space. A quiet, fully fenced yard rounds out the outdoor living. This highly reviewed, self-managed vacation rental is in prime condition and includes a home warranty for buyer confidence. Located just steps from beach access between 8th and 9th Streets, you're minutes from everything Surf City has to offer. If you're searching for a luxurious beach home with excellent income potential, this is it. Don't wait -- schedule your showing today and make this Surf City gem yours at the new reduced price!

8020 8th St, Surf City
$1,150,000
4 Beds ⋅ 3 Baths ⋅ 100598260 MLS
Welcome to 922 Broadway Street, a turnkey four-bedroom, three-bath canal-front home in Surf City that captures everything people love about coastal living. Beautifully positioned on the water and just a few blocks from direct beach access, this furnished retreat offers the rare combination of boating, beach access, exceptional outdoor living, and water views from every bedroom. Designed with a reverse floor plan, the top level is bright, open, and airy, with an abundance of windows filling the space with natural light. Vaulted ceilings, shiplap accents, an electric fireplace, and screened sliders create an inviting coastal atmosphere while allowing fresh breezes to flow throughout the living space. The open-concept kitchen and living area is complemented by a wet bar with wine refrigerator, soft-close cabinetry, and dedicated wine storage--ideal for effortless entertaining. A bedroom on this level connects directly to a full bath, while the shaded upper deck overlooks the canal and provides an inviting setting for morning coffee, evening cocktails, and beautiful sunrise and sunset skies. A fresh herb garden on the deck offers a charming finishing touch. Enjoy peaceful views across the water and watch boats pass along the nearby Intracoastal Waterway. The second level features three additional bedrooms, each with direct deck access and water views, along with a new washer and dryer that convey. Outside, the property transforms into an entertainer's paradise. The beautifully landscaped yard features a covered ground-level patio which offers an expansive shaded gathering space complete with an oversized picnic table, hot tub, outdoor games, outdoor shower, and storage space. From there, the property flows seamlessly to the canal, where a covered waterfront gazebo with string lights and hanging hammock swings creates an idyllic setting to relax over the water. A ladder provides easy access to the canal for swimming or floating after a long day at the beach, while the 10,000-pound boat lift makes this an exceptional offering for boating enthusiasts. The canal also invites a quintessential coastal pastime--cast a line or drop a crab pot right from your own backyard and enjoy the simple pleasures of life on the water. Two shaded decks provide additional outdoor living space, and an exterior elevator makes transporting groceries, luggage, and beach gear from the ground level effortless. Offered furnished with household essentials, the home is truly ready to enjoy from day one. Located within walking distance of parks and nearby dining and entertainment, with the beach just a few blocks away, 922 Broadway Street offers an exceptional Surf City lifestyle--spend the morning on the ocean, the afternoon on the boat, and the evening relaxing waterfront beneath the lights of your own private gazebo. Whether enjoyed as a primary residence, an elegant coastal retreat, or a compelling investment opportunity, 922 Broadway Street presents a rare opportunity to experience the very best of waterfront living in Surf City.

922 Broadway St, Surf City
$998,500
4 Beds ⋅ 3 Baths ⋅ 100590268 MLS
Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City
$1,795,000
5 Beds ⋅ 5 Baths ⋅ 100589927 MLS
Experience luxury coastal living at 1919 N New River Drive in Surf City. This stunning furnished, new construction home offers 3,200 square feet, 5 bedrooms, and 4.5 bathrooms, including three private en-suite bedrooms. Designed to capture breathtaking panoramic ocean and canal views, the home is located directly across from public beach access for effortless days on the sand. Features include an elevator, open-concept living, premium finishes, an irrigation system, outdoor shower, and privacy fence. Whether you're seeking a short-term rental investment, primary residence, or second home, this exceptional property offers the perfect blend of luxury, comfort, and location in one of Surf City's most desirable coastal communities.

1919 N New River Dr, Surf City
$1,070,000
3 Beds ⋅ 3 Baths ⋅ 100584283 MLS
Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

1023 1st St, Surf City
$959,000
3 Beds ⋅ 2 Baths ⋅ 100583279 MLS
--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

1041 1st St, Surf City
$975,000
8 Beds ⋅ 4 Baths ⋅ 100581885 MLS
Rare opportunity to own a quadruplex, a ''unicorn'' in Surf City. Set on a desirable corner lot, 2nd Row from beach, each of the four units offers a comfortable 2-bedroom, 1-bath floor plan at 768 square feet- a layout coastal renters actively seek out. Eight parking spaces plus a garage give this property a significant edge in a beach town where parking is scarce. The property is being sold as-is with some work to be done, making it a true value-add play for the right buyer. Updates and improvements here have real upside potential. You're steps from the ocean in one of the Carolina coast's most active rental markets. All four units are currently occupied, so your investment generates income immediately while you plan improvements at your own pace. Live in one unit and let the other three help carry the load, or hold all four as rentals and let Surf City's strong beach tourism do the rest. Either way, the potential here is hard to replicate at this price point and proximity to the water.

1518 Easy St Unit A - D, Surf City
$765,000
4 Beds ⋅ 4 Baths ⋅ 100573171 MLS
DON'T MISS OUT ON Rare Investment Opportunity - Two Ocean-View Townhomes in Surf City! Discover the perfect blend of coastal living and income-producing potential with these two adjoining townhomes/duplex units being sold together while deeded separately. Ideally located just ¼ block from direct, unobstructed beach access, this unique property offers stunning ocean views from both the front and rear decks--placing you in the heart of desirable Surf City. Each unit features a spacious lower-level bedroom layout along with an upper loft area and half bath, creating flexible living and sleeping spaces full of coastal charm. Unit 9005 has been tastefully remodeled with a refreshed kitchen and new stainless steel appliances installed in 2026. The property also offers exceptional potential as a vacation rental, second home, or live-in investment opportunity--live in one side and rent the other! Situated on desirable lots in a highly sought-after beach community, this is a rare chance to own a versatile coastal property in a thriving rental market. Whether you're seeking an investment, beach retreat, or both, this opportunity checks all the boxes. NO HOA! RV Parking and more! Schedule your showing today and experience the possibilities of Surf City living!

9003-9005 E 9th St, Surf City
$659,000
2 Beds ⋅ 1 Baths ⋅ 100570015 MLS
RARE SURF CITY TWO-UNIT BEACH PROPERTY -- $659,000 Two completely separate 2-bedroom, 1-bath living spaces just one block from the beach! Welcome to a unique Surf City opportunity offering the flexibility, space, and income potential that beach buyers rarely find in one property. This property features two completely separate living spaces, each offering 2 bedrooms and 1 full bath, full kitchen, living room and washer/dryer hookups, providing an exceptional setup for multi-generational living, a second home with guest accommodations, or an investment property with rental potential. 1,762 total finished square feet across two independent levels. The upper level is approximately 881 sq. ft; the lower level adds an additional 881 finished legal sq. ft. and is separately accessed. Each level has Independent climate control air conditioning and air handlers. Both levels come fully furnished for a turn key rental opportunity or stress free move in experience. Never pay for beach parking again with off street parking with positions for 4 vehicles just a minutes walk from both the Topsail Beach front and Intercostal Waterway. Enjoy the sea breeze and sunrise over morning coffee or sunset dinners on the elevated wrap around deck at your very own beach get away.

8007 8th St, Surf City
$999,998
4 Beds ⋅ 3 Baths ⋅ 100566113 MLS
Beautiful Custom newer construction in a Prime location with Canal/Water views!! With over 2,100 Sqft., this home boasts 4 Bedrooms/3 baths and is situated on the very desirable 9th St. New Fortified roof Jan 2026! Beautiful porches span both sides of home on 2nd/3rd floors providing breathtaking views! Custom features to include wet-bar, 12x24-in Tiled Plank floors, 7-in base boards, Ship lap trim accents, a ground level landing zone for the Model LE elevator cab, and Smart Vent foundation vents for added protection. Heated/cooled storage room. Detached wired shed for extra storage. Mature landscaping/curbing. Single owner home that has never been a rental!

9021 W 9th St, Surf City
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