Surf City 5 Bedroom Homes for Sale

Zen Island Sanctuary... Your private retreat by the sea, just 600 feet from the shores of Topsail Island. This Surf City haven features stunning westward views of the ICW's kaleidoscope of color showcased by two covered porches. Dual primary suites, each with en-suite bathroom and soaker tub, emulate spa vibes. Natural hardwood hickory flooring and custom tile work adorn the house throughout. Soaring vaulted ceilings of subtly whitewashed pine bring an elegance to the space. The sparkling quartz countertops, stainless steel appliances, double oven, farmhouse sink and ample storage make the kitchen gleam. Utilize the convenient cargo lift for hauling groceries and more. Hurricane shutters and a 1-year home owner's warranty ensure peace of mind. Whether the idea of passive income from a lucrative rental or a private beach oasis is your calling - this home has it all. Come find your calm. Your island sanctuary awaits...

1110 N New River Dr, Surf City

$1,250,000

5 Beds ⋅ 4 Baths ⋅ 100600583 MLS

Check out this exceptional property on the Golden Mile! A HUGE lot and loads of square footage make this a unique house well suited for either a full time residence or a rental. Perfect as-is or put your own touch on things - the possibilities for the backyard are endless! Three floors of living space means room for anything you can imagine. You'll appreciate the 5 bedrooms and 4 baths, thoughtfully spaced throughout the home for maximum privacy. Two options for a primary suite offer flexibility not typically found in a beach house. One, on the top floor, includes a renovated bathroom and outstanding storage and closet space. The other, on the middle floor, is a very large space that shares a hall bath. Separate living rooms on the first and second floors offer great spaces to gather. Retreat downstairs for a bit of seclusion or be a part of everything beside the kitchen and dining room. Tucked behind the fireplace is a great bonus space perfect as an office, reading room, play room or anything else you can think up! On the ground level you'll love the 2 car garage, finished with loads of storage, washer/dryer, outdoor shower and board storage. Everything you need at the coast. The sellers have had much of the home painted, decking replaced and landscaping improved to get everything ready for you to move right in. Easy to show - come take a look this weekend!

703 S Shore Dr, Surf City

$899,000

5 Beds ⋅ 3 Baths ⋅ 100598677 MLS

Brand-New Hot Tub, Fully Remodeled Kitchen & Major Outdoor Upgrades! Turnkey coastal investment opportunity in Surf City! This stunning 5-bedroom, 3-bathroom beach home delivers 2,183 sq ft of modern living just 0.2 miles from the ocean. Built in 2022, the property sits on a spacious lot and comes fully furnished with phenomenal rental performance and strong ongoing bookings. Enjoy breathtaking canal, sound, and ocean views from the expansive double decks and porches totaling over 1,500 sq ft -- the perfect spot for morning coffee, evening sunsets, or entertaining guests. Recent renovations include a brand-new hot tub, privacy wall, outdoor shower, complete interior painting, and a gorgeous updated kitchen. Inside, the bright open-concept design creates an inviting atmosphere for both relaxation and gatherings. The gourmet kitchen boasts stainless steel appliances, granite counters, and plenty of storage, while the living and dining areas flow effortlessly together. All five bedrooms are generously sized with coastal charm and sleep up to 12 guests comfortably. Additional highlights include newer siding, windows, doors, and flooring throughout, plus a modern heat pump system. The heated and cooled ground-level entry offers bonus storage, while parking under the home and a long driveway provide plenty of space. A quiet, fully fenced yard rounds out the outdoor living. This highly reviewed, self-managed vacation rental is in prime condition and includes a home warranty for buyer confidence. Located just steps from beach access between 8th and 9th Streets, you're minutes from everything Surf City has to offer. If you're searching for a luxurious beach home with excellent income potential, this is it. Don't wait -- schedule your showing today and make this Surf City gem yours at the new reduced price!

8020 8th St, Surf City

$1,795,000

5 Beds ⋅ 5 Baths ⋅ 100589927 MLS

Experience luxury coastal living at 1919 N New River Drive in Surf City. This stunning furnished, new construction home offers 3,200 square feet, 5 bedrooms, and 4.5 bathrooms, including three private en-suite bedrooms. Designed to capture breathtaking panoramic ocean and canal views, the home is located directly across from public beach access for effortless days on the sand. Features include an elevator, open-concept living, premium finishes, an irrigation system, outdoor shower, and privacy fence. Whether you're seeking a short-term rental investment, primary residence, or second home, this exceptional property offers the perfect blend of luxury, comfort, and location in one of Surf City's most desirable coastal communities.

1919 N New River Dr, Surf City

$815,000

5 Beds ⋅ 5 Baths ⋅ 100579553 MLS

New Price! Surf City Oceanside 5 Bedroom townhome with Private Elevator! Located in Summer Winds community on beautiful Topsail Island. Offering more than 2,600sf of coastal luxury, this spacious beachside townhome is designed for relaxing, entertaining, and embracing the best of island living. Generous floorplan featuring 5 bedrooms, 4.5 baths, a private elevator, an updated kitchen, multiple gathering spaces including two separate living areas, and a versatile third-floor loft. Breathtaking ocean views can be enjoyed from multiple decks spanning several levels of the home. Convenient amenities include a dedicated outdoor shower, community pool, and shared community elevator which provides easy access from the ground to the second floor. Four assigned, covered parking spaces offer ample room for vehicles, golf carts, and beach gear. Great location, just across the street from public beach access, playground adjacent to the neighborhood, public parking for guests, and a convenience store within walking distance. Sold fully furnished, would make a great primary residence, vacation getaway, or investment property which brought in over 55k gross rent in 2025. Check it out!

215 Summer Winds Pl, Surf City

$1,295,000

5 Beds ⋅ 5 Baths ⋅ 100571919 MLS

Spanning over 3,000 square feet of meticulously designed living space, this island retreat is specifically designed for those who actually live the coastal lifestyle A masterpiece of coastal utility and luxury, with oversized decks on every level offering a front row seat to the breathtaking and priceless views of the canopy of oaks and both the ocean and sound waters. The ground level serves as a private outdoor oasis, featuring 1,500 square feet of expansive wooden decking perfect for entertaining around firepits with cocktails and sunsets. After a day on the water, enjoy the convenience of the outdoor transition suite, complete with a hot/cold shower and changing area. and an outdoor cooking set up for the grill featuring prep station with granite countertop and sink. Indoor ground level storage is equally impressive. The ground floor offers 2 car deep garage and workshop area and is equipped with a dedicated mini-split and dehumidifier, ensuring your ''treasures'' and gear on the ground level will be in a climate-controlled environment. The convenience of the 4 stop elevator located in the garage area easily and effortlessly delivers you to all three upper floors The ground level is built for easy maintenance and features Hardie® Plank walls and rigid foam insulation for maximum weatherization. A utility room off the wooden deck space has a toilet and laundry area (there will be lots of towels and wet swim suits), a beer and drink refrigerator, deep utility sink and a free standing freezer space. The room is plumbed for adding an inside shower for extra full bath if needed. Second living level has two king bedrooms, one ensuite with bedroom # 3 and 2nd full bath and a convenient second laundry area on this bedroom floor. With the expansive decks on front and back side on every floor, it makes the home feel secluded and peaceful. Third level up is the heart of the home, a chef's kitchen with quartz counters featuring a large island, custom cabinetry, high end stainless appliances, and walk in pantry. There's a den/office bedroom with a guest 1/2 bath and all flow comfortably to a the spacious living room and dining area for the family gatherings you're sure to have. Access to the covered decks on both street and back sides for this floor bring opportunities for views and tranquil times. The owners sanctuary on the 4th floor is a penthouse type suite perfect for entertaining or privacy from the crowds and company with hardwood floors, a wet bar, frig, coffee station and mini kitchenette with sink and cabinetry. The master retreat Spa style bath is huge with an oversized walk in shower with multiple shower heads. You can enjoy your bath time with magnificent views of the ocean over the treetops. From the oversized covered porches off the 4th floor level you are treated to priceless panoramic views of ocean and sound all while nestled safely in your own private forest. This special neighborhood is tucked in the magnificent ancient live oaks giving shade, privacy and protection. Deepwater sound access is just steps away with the ocean access just a short walk up the block to the Atlantic. This island home thinks of everything and has been meticulously maintained and upgraded through the years. Surf the ocean in the morning and cruise the sound at sunset from this extraordinary home

117 Beachwood Dr, Surf City

$1,350,000

5 Beds ⋅ 6 Baths ⋅ 100567564 MLS

WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!

111 Cutlass Dr, Surf City

$2,495,000

5 Beds ⋅ 5 Baths ⋅ 100564861 MLS

An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.

10 W Ridge, Surf City

$799,000

5 Beds ⋅ 3 Baths ⋅ 100561498 MLS

Best Deal on the Beach!! Are you looking for a well maintained and move-in ready Beach home with spectacular views of Topsail Sound? Welcome home to this 5 bedroom nestled in mature live oaks on a quiet cul-de-sac. The list of recent updates and renovations is long and includes new roof (2018), exterior paint (2019), new exterior windows (2020), new HVACs (2020/2021/2025), new composite exterior decking (2023), new appliances and toilets (2023-2024), kitchen counters and cabinet updates (2025), and new exterior doors (2026). This home has the best of both worlds - convenient beach access and a community dock, boat ramp, and soundfront gazebo! With all the work and renovations completed, there is nothing left for you to do but relax on the beach or jump on your boat! Come take a look before this special home is under contract!

121 Seagull Ct, Surf City

$765,000

5 Beds ⋅ 4 Baths ⋅ 100560974 MLS

Escape to your own slice of coastal perfection in this exquisite 5-bedroom, 4-bathroom townhouse nestled on a quiet peninsula in the heart of Surf City! Picture yourself waking to the soothing rhythm of the water, where sweeping views embrace the serene Surf City Sound, the graceful high-rise bridge, and those legendary, jaw-dropping sunsets that transform the sky into a masterpiece of pink, orange, and gold. From the third-floor master suite, partial ocean views draw the Atlantic's boundless horizon right to your doorstep, turning every sunrise into a moment of pure magic. This light-filled, modern sanctuary welcomes you with luxurious LVP flooring and tile throughout--no carpet anywhere--for effortless, barefoot coastal living and timeless style. Step onto the generous front and back decks to sip your morning coffee with the salty breeze or linger at dusk with loved ones, enveloped in peaceful seclusion yet perfectly poised for island adventures. The thoughtful three-level design maximizes comfort, privacy, and joy for family and friends. The first floor delights with a king size master bedroom with ensuite bathroom, a fun bunk room and a second bunk room featuring a twin-over-double bed--ideal for kids or guests to create lasting memories. Ascend to the second level for an open, airy great room where living, dining, and a chef's kitchen blend seamlessly: gleaming stainless steel appliances and sleek granite countertops make every meal a pleasure, whether casual family dinners or festive gatherings. A secluded king owner suite and full bath here offer a retreat-like escape. The top floor crowns it all with your private king master oasis, complete with its own luxurious bath and those captivating ocean glimpses that make mornings feel extraordinary. In total, three king owner suites--one on each floor--ensure everyone enjoys supreme comfort and privacy. Outside, the magic continues: a huge outdoor shower awaits to rinse off the sand after beach days, paired with a charming picnic area perfect for al fresco meals or lazy afternoons. A large storage room brims with beach supplies--chairs, umbrellas, toys, and more--ready for instant fun. Abundant parking accommodates plenty of friends and family, so gatherings feel effortless and welcoming. The community also features a dock and kayak launch just steps from the home. Fully furnished with tasteful, high-quality pieces that convey with the sale, this turnkey treasure is primed for immediate enjoyment--as your cherished primary beach home, a serene family escape, or a wise investment in one of North Carolina's most beloved coastal havens with several 2026 dates already booked. Tucked in a wonderfully quiet peninsula community, it's just 3 blocks to the nearest beach access for effortless sun-soaked days and less than a mile from the vibrant soul of Surf City: boutique shops, fresh seafood spots, the iconic pier, and that irresistible laid-back island vibe. Here, the world slows down, worries dissolve into the waves, and every day feels like a vacation--salty air on your skin, laughter echoing across the decks, sunsets stealing your breath. This isn't merely a home; it's the coastal dream you've always held in your heart, alive and waiting for you to claim it. Fall in love anew with every visit, every view, every sunset. Don't let this rare gem pass you by--schedule your private showing today and step into the Topsail Island life you've been dreaming of!

113 Anchor Dr Unit A, Surf City

$1,350,000

5 Beds ⋅ 6 Baths ⋅ 100547126 MLS

WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!

111 Cutlass Dr, Surf City

$1,265,000

5 Beds ⋅ 3 Baths ⋅ 100542826 MLS

Welcome to your turnkey Surf City beach escape! Just a short stroll from the sand, this beautifully furnished 5-bedroom, 3-bath home offers 3,169 sq ft of bright, spacious living--and now comes with even more to love. The seller has purchased a brand-new 2026 four-passenger STREET-LEGAL golf cart with LED lighting and Bluetooth speakers, and it will convey with the home along with the furnishings! Step inside to an open, light-filled interior where expansive windows, three clear-view windows, and beautiful transom accents create an airy coastal feel throughout. With plenty of room to spread out, gather, and entertain, this home was made for enjoying time at the beach with family and friends. At the heart of the home is a dream kitchen featuring a galley sink, oversized island, abundant workspace, and plenty of room for everyone to gather. The primary suite offers a relaxing retreat of its own, complete with a spa-inspired bath, freestanding soaking tub, and ceramic-tile walk-in shower. Five spacious bedrooms and three full baths provide exceptional flexibility for a primary residence, second home, or vacation rental. Even better, this property has a great Airbnb rental history, giving buyers an opportunity to own a beach home that has already proven its appeal to vacation guests. A single-car garage adds extra convenience and storage, while the included street-legal golf cart makes cruising around Surf City and heading to the beach part of the fun. Fully furnished, great Airbnb history, walking distance to the beach AND a brand-new 2026 street-legal golf cart included--this one is truly ready to enjoy from day one. Whether you're looking for your own coastal retreat or an investment opportunity, this Surf City home delivers the space, location, and extras that make beach living even better.

3011 3rd St, Surf City

Surf City 5 Bedroom Homes for Sale

Steve Montgomery

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