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Surf City Homes for Sale

Surf City Homes for Sale

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Discover the allure of Surf City, North Carolina, where coastal living meets small-town charm. This vibrant beach town offers a diverse real estate market, from cozy beachfront cottages perfect for family vacations to luxurious oceanfront estates ideal for year-round living. Imagine waking up to the sound of crashing waves and spending your days exploring pristine beaches and enjoying breathtaking sunsets over the Atlantic. Let Surf City captivate you with its relaxed atmosphere and endless opportunities for creating lasting memories.

Beyond the beautiful homes, Surf City boasts a thriving local scene with a plethora of amenities to suit every lifestyle. Indulge in fresh, locally sourced seafood at waterfront restaurants, browse unique boutiques and art galleries, or spend the day fishing from the iconic Surf City Pier. Outdoor enthusiasts will delight in the abundant opportunities for surfing, paddleboarding, kayaking, and exploring the nearby ecological preserve. The sense of community is palpable, with friendly locals and a welcoming atmosphere that makes everyone feel right at home.

Surf City offers a truly exceptional coastal experience that's hard to resist. Whether you're seeking a serene vacation getaway or a permanent residence, this charming town provides the perfect blend of relaxation, recreation, and Southern hospitality. Explore the diverse real estate options, immerse yourself in the vibrant local culture, and discover why Surf City, NC is the ideal place to call home. Invest in your dream and experience the magic of coastal living at its finest.

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Surf City Homes for Sale

$1,299,000
6 Beds ⋅ 5 Baths ⋅ 100565541 MLS
Exceptional value! **Now priced $100,000 below its 2025 appraised value.** Optional Outdoor Living Package Available Enhance this home with an 8' × 10' plunge pool, travertine patio/hardscape, and outdoor TV mounting location for an additional $71,000 with an acceptable offer. To secure this option, the buyer and builder will execute a separate pool construction contract and pool deposit at closing. The pool, hardscape, and TV mount will be installed by the builder after closing. Images are artist renderings for illustrative purposes only and are not to scale. Final design, dimensions, materials, finishes, and features may vary. Contact listing agent for complete details. Panoramic water views, unbeatable walkability, and one of the best locations in Surf City! Situated on property with desirable **Mixed Use zoning**, this home offers long-term investment potential in the heart of Surf City's thriving downtown district. Mixed Use zoning encourages the continued growth and vitality of the area while helping support long-term property value in one of the island's most sought-after locations. Experience the best of island living in this stunning 6-bedroom, 4.5-bath home offering 2,262 square feet of beautifully designed coastal living just steps from the beach, Surf City Pier, downtown shops, restaurants, parks, and the public boat ramp. Perfectly positioned to capture breathtaking views from the Atlantic Ocean to the Intracoastal Waterway, the home also overlooks downtown Surf City and the iconic high-rise bridge, providing spectacular scenery from sunrise to sunset. Completed in early 2025 and meticulously maintained by the original builder, this home showcases exceptional craftsmanship along with premium coastal construction features designed for long-term durability. Built with a ZIP System® weather-resistant sheathing, a HydroStop® rooftop deck system, corrosion-resistant stainless steel fasteners, and an upgraded stainless Viewrail® cable railing system, this home was thoughtfully constructed to withstand the coastal environment while minimizing future maintenance. The light-filled floor plan features expansive windows and water views from every room, including all six bedrooms. Watch boats cruise the Intracoastal Waterway, enjoy abundant coastal wildlife, and take in the ever-changing scenery from nearly every space. The open-concept living area centers around a beautifully appointed kitchen featuring stainless steel appliances, a custom tile backsplash, built-in coffee bar with beverage refrigerator, and a spacious walk-in pantry, making it ideal for entertaining or everyday living. Outdoor living is equally impressive with multiple covered decks and an expansive rooftop deck offering panoramic views of the ocean, sound, bridge, and downtown. The rooftop is entertainment-ready with a raised TV box, creating the perfect setting for relaxing, hosting family and friends, or enjoying Surf City's spectacular Fourth of July fireworks. Ample storage is available both on the ground level and rooftop for beach gear and outdoor equipment. Additional features include a private elevator serving all three floors. Most furnishings are negotiable with an acceptable offer, creating an outstanding turnkey opportunity. Having been rented on a limited basis this summer at the builder's discretion for rates up to **$750 per night**, the home has already demonstrated strong vacation rental income potential while remaining immediately available for a primary residence, second home, or investment property with no future bookings to honor. With a price now **$100,000 below its 2025 appraised value**, up to **$20,000 toward a rate buydown or closing costs** with an acceptable offer, premium coastal construction, exceptional views, and one of Surf City's most walkable locations, this is a rare opportunity to own an outstanding coastal property at an exceptional value. Realtor is a member of the selling L

321 N New River Dr, Surf City
$2,495,000
5 Beds ⋅ 5 Baths ⋅ 100564861 MLS
An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.

10 W Ridge, Surf City
$849,000
4 Beds ⋅ 3 Baths ⋅ 100564791 MLS
Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.

1125 S Topsail Dr, Surf City
$128,000
100564505 MLS
Dry Slip L22 at Topsail Island Yacht Club is on the second level and the dimensions are 35 feet long, 9 feet 6 inches wide, 10 feet 9 inches high. The slip can handle a maximum weight of 10,000 pounds. Take the worry out of boating. The staff will take care of launching and retrieving your boat while you relax on the spacious decks or lounge by the pool. Watch sunsets from the top floor deck. Best view in Surf City.

111 N New River Dr Unit L22, Surf City
$650,000
3 Beds ⋅ 2 Baths ⋅ 100562691 MLS
Beautiful canal front home offering the perfect blend of coastal charm and functional waterfront living. A stunning mature oak tree welcomes you at the front of the property, providing shade and character on warm summer evenings. This well designed home features three bedrooms and two full baths, along with an open concept kitchen, dining, and living area ideal for everyday living and entertaining. An additional sitting area overlooks the canal, creating a peaceful space to relax and enjoy the water views. Step outside to a spacious back deck, perfect for outdoor dining and gatherings. A storage shed provides convenient space for yard tools, beach gear, and recreational equipment. The property includes a large covered dock and over 50 feet of deep water frontage, offering excellent access for boating, fishing, and enjoying the coastal lifestyle.

7060 7th St, Surf City
$775,000
3 Beds ⋅ 3 Baths ⋅ 100562400 MLS
PRICE IMPROVEMENT! NOW $775,000! GREAT VACATION HOME OR INVESTMENT PROPERTY ON ICW! LOCATION IS FOREVER. Looking for a waterfront beach home with incredible views, beach access, walkability, and short-term rental opportunity? This Surf City retreat offers a location and coastal lifestyle that simply can't be recreated. Welcome to 813 N. New River Drive Unit B in Serenity Bay, where you can walk to the beach, step into your front yard and launch your kayak or paddleboard into the stunning Intracoastal Waterway, and stroll into the heart of Surf City for restaurants, shops, church, the local fish market, Soundside Park, and year-round community events. Start your morning with a walk to the beach along the community's private beach walkway. Spend the afternoon kayaking, paddleboarding, or fishing while taking in the peaceful estuary and Intracoastal Waterway views. Then walk to dinner, grab a coffee, or visit the shops before coming home to watch an unforgettable sunset from your own waterfront deck. You can leave the car at home, this is the Topsail Island coastal lifestyle people dream about! Imagine walking across your grassy waterfront lawn to the Intracoastal water's edge. Step outside and you're surrounded by coastal beauty, with room to relax, entertain, watch dolphins and coastal birds, or simply enjoy the breeze. Launch a kayak or paddleboard right from your front yard and explore the Intracoastal Waterway and surrounding estuary. A quote for a future private dock is also available in the documents. And when you want the ocean, just walk along the community's private beach walkway and put your toes in the sand. The walkability is equally hard to duplicate. Enjoy easy access to the Surf City Pier, Soundside Park and community events, restaurants, coffee shops, church, the fish market, local shops, and more--all while coming home to a peaceful waterfront setting with beautiful water and sunset views. LOCATION. LOCATION. LOCATION. Homes can be remodeled. Kitchens can be updated. Flooring and finishes can be changed. But you cannot recreate an extraordinary waterfront location. Beautiful new homes may continue to be built nearby, but they cannot duplicate this combination of Intracoastal Waterway and estuary views, breathtaking sunsets, expansive waterfront greenspace, private beach access, and walkability to the heart of Surf City. Location is the one feature that truly is forever. Built just five years ago, this beautifully designed 3-bedroom, 3-bathroom townhome features a reverse floor plan designed to maximize panoramic water views. The open-concept living area offers granite countertops, stainless steel appliances, bar seating, and direct access to an oversized waterfront deck--perfect for enjoying the coastal breeze and spectacular sunset views. A spacious guest suite with private ensuite completes the upper level. The second floor features an oversized primary suite with a private sitting area, spa-inspired ensuite bath, and its own waterfront balcony overlooking the estuary, along with a third generously sized ensuite bedroom. The ground level brings the coastal lifestyle outside with a welcoming foyer, grilling area, outdoor TV lounge, and access to the expansive waterfront lawn. Whether you're searching for a Surf City primary residence, Topsail Island vacation home, second home, waterfront investment property, or short-term rental opportunity, this property offers something increasingly difficult to find: beach access, Intracoastal Waterway views, waterfront recreation, downtown walkability, and modern construction all in one location. Walk to the beach. Kayak from your front yard. Walk to dinner. Watch the sunset from your deck. Repeat. Living here isn't simply about owning a home near the beach--it's about how living at the beach changes the way you live. Schedule your private tour of 813 N New River Drive B today!

813 N New River Dr Unit B, Surf City
$79,900
100562358 MLS
Dry Slip I31 at Topsail Island Yacht Club is on the third level and the dimensions are 35 feet long, 9 feet 6 inches wide, 7 feet 6 inches high. The slip can handle a maximum weight of 8,000 pounds. Take the worry out of boating. The staff will take care of launching and retrieving your boat while you relax on the spacious decks or lounge by the pool. Watch sunsets from the top floor deck. Best view in Surf City.

111 N New River Dr Unit I31, Surf City
$1,900,000
8 Beds ⋅ 5 Baths ⋅ 100561977 MLS
This stunning 2024-built 8-bedroom, 5-bathroom beach home sits in a prime second-row location in Surf City, with public beach access just steps away. Fully furnished and immediately rental-ready, the property offers approximately 4,400 square feet of modern coastal luxury that comfortably sleeps 24 guests. Thoughtfully designed for high-performing short-term rentals, it features a private elevator, multiple expansive Trex decks including a brand-new ground-floor deck with hot tub and stairs added in March 2026, energy-efficient Bosch 18 SEER app-controlled zoned HVAC, two 50-gallon water heaters, and a spacious primary suite with luxury finishes. Unfinished top-floor rooms provide sweeping ocean and sound views, presenting excellent potential for future expansion or an entertainment area to boost rental income even further. Already professionally managed by Carolina Retreats with existing 2026 summer bookings secured, this turnkey property is located in Flood Zone X -- eliminating the need for flood insurance. Built with durable Hardie board siding for low maintenance and boasting a large backyard ideal for a future pool, this exceptional Surf City beach house delivers proven rental performance and strong investment potential in one of Surf City's most desirable coastal locations.

1617 S Shore Dr, Surf City
$2,195,000
6 Beds ⋅ 6 Baths ⋅ 100561823 MLS
Experience luxury coastal living in this fully furnished, move-in-ready new construction home. This property combines modern design, high-end finishes, and exceptional comfort, making it ideal as a primary residence, second home, or investment opportunity. Don't miss your chance to own a beautifully crafted coastal retreat ready for immediate enjoyment. This stunning new construction home offers 3,900 sq ft, featuring 6 bedrooms, 4 full bathrooms, and 2 half baths, designed for comfort, luxury, and exceptional rental or personal use potential. Just one block from public beach access #3, this property delivers easy access to the shoreline along with stunning ocean views. Inside, the spacious floor plan is ideal for hosting large groups, featuring open living areas filled with natural light and coastal charm. A private elevator servicing the first three floors adds convenience and accessibility. The top floor showcases a unique cupola, offering panoramic views of both the Atlantic Ocean and the Intracoastal Waterway--perfect for sunrise coffee or sunset relaxation. Each bedroom is generously sized, and the home comes fully furnished with high-end, brand-new furniture, making it completely turnkey. Whether you're seeking a luxury beach retreat, primary residence, or high-performing investment property, this home checks every box. With its prime location, expansive layout, premium finishes, and breathtaking views, 1826 N New River Dr offers the ultimate blend of style, function, and coastal lifestyle

1826 N New River Dr, Surf City
$799,000
5 Beds ⋅ 3 Baths ⋅ 100561498 MLS
Best Deal on the Beach!! Are you looking for a well maintained and move-in ready Beach home with spectacular views of Topsail Sound? Welcome home to this 5 bedroom nestled in mature live oaks on a quiet cul-de-sac. The list of recent updates and renovations is long and includes new roof (2018), exterior paint (2019), new exterior windows (2020), new HVACs (2020/2021/2025), new composite exterior decking (2023), new appliances and toilets (2023-2024), kitchen counters and cabinet updates (2025), and new exterior doors (2026). This home has the best of both worlds - convenient beach access and a community dock, boat ramp, and soundfront gazebo! With all the work and renovations completed, there is nothing left for you to do but relax on the beach or jump on your boat! Come take a look before this special home is under contract!

121 Seagull Ct, Surf City
$769,000
3 Beds ⋅ 2 Baths ⋅ 100561406 MLS
Deep water. Private boat ramp. Quick ICW access. Beach access nearby. This is the kind of Surf City property that lets you make the most of life on the coast. Boater's dream with your own private boat ramp. This turnkey 3 bedroom, 2 full bath, canal front home is fully equipped for year round living on the water, a vacation home or as an investment property. Featuring a boat lift, jet ski floater, 4 pilings for an additional lift and a private boat ramp, you'll have unmatched convenience with direct access from your backyard. Bring your boat or jet skis and create the ultimate summer experience right at home. The home has been professionally cleaned and freshly painted, offering a move-in or rental-ready opportunity. Unwind on the raised sun deck overlooking the water with beautiful sunset views. Recent exterior upgrades include a brand new seawall, a freshly sodded backyard, and new palm trees, creating a clean, low-maintenance coastal setting. An outdoor shower hookup adds the perfect finishing touch after long days on the water. Located just minutes from the ocean, dining, and everything Surf City has to offer, this is a rare opportunity to own a fully turnkey waterfront property with a private boat ramp on the highly sought after canals of Surf City. Rental projections available.

9105 W 9th St, Surf City
$765,000
5 Beds ⋅ 4 Baths ⋅ 100560974 MLS
Escape to your own slice of coastal perfection in this exquisite 5-bedroom, 4-bathroom townhouse nestled on a quiet peninsula in the heart of Surf City! Picture yourself waking to the soothing rhythm of the water, where sweeping views embrace the serene Surf City Sound, the graceful high-rise bridge, and those legendary, jaw-dropping sunsets that transform the sky into a masterpiece of pink, orange, and gold. From the third-floor master suite, partial ocean views draw the Atlantic's boundless horizon right to your doorstep, turning every sunrise into a moment of pure magic. This light-filled, modern sanctuary welcomes you with luxurious LVP flooring and tile throughout--no carpet anywhere--for effortless, barefoot coastal living and timeless style. Step onto the generous front and back decks to sip your morning coffee with the salty breeze or linger at dusk with loved ones, enveloped in peaceful seclusion yet perfectly poised for island adventures. The thoughtful three-level design maximizes comfort, privacy, and joy for family and friends. The first floor delights with a king size master bedroom with ensuite bathroom, a fun bunk room and a second bunk room featuring a twin-over-double bed--ideal for kids or guests to create lasting memories. Ascend to the second level for an open, airy great room where living, dining, and a chef's kitchen blend seamlessly: gleaming stainless steel appliances and sleek granite countertops make every meal a pleasure, whether casual family dinners or festive gatherings. A secluded king owner suite and full bath here offer a retreat-like escape. The top floor crowns it all with your private king master oasis, complete with its own luxurious bath and those captivating ocean glimpses that make mornings feel extraordinary. In total, three king owner suites--one on each floor--ensure everyone enjoys supreme comfort and privacy. Outside, the magic continues: a huge outdoor shower awaits to rinse off the sand after beach days, paired with a charming picnic area perfect for al fresco meals or lazy afternoons. A large storage room brims with beach supplies--chairs, umbrellas, toys, and more--ready for instant fun. Abundant parking accommodates plenty of friends and family, so gatherings feel effortless and welcoming. The community also features a dock and kayak launch just steps from the home. Fully furnished with tasteful, high-quality pieces that convey with the sale, this turnkey treasure is primed for immediate enjoyment--as your cherished primary beach home, a serene family escape, or a wise investment in one of North Carolina's most beloved coastal havens with several 2026 dates already booked. Tucked in a wonderfully quiet peninsula community, it's just 3 blocks to the nearest beach access for effortless sun-soaked days and less than a mile from the vibrant soul of Surf City: boutique shops, fresh seafood spots, the iconic pier, and that irresistible laid-back island vibe. Here, the world slows down, worries dissolve into the waves, and every day feels like a vacation--salty air on your skin, laughter echoing across the decks, sunsets stealing your breath. This isn't merely a home; it's the coastal dream you've always held in your heart, alive and waiting for you to claim it. Fall in love anew with every visit, every view, every sunset. Don't let this rare gem pass you by--schedule your private showing today and step into the Topsail Island life you've been dreaming of!

113 Anchor Dr Unit A, Surf City
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